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IncomeWize
Retirement Planner
Retirement Planner
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Social Security Maximizer
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IW Retirement Planner
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Tax Filing Status
Single
Married Filing Jointly
Tax State
No State Taxes
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Idaho
Illinois
Indiana
Kentucky
Maryland
Michigan
Mississippi
Nevada
New Hampshire
North Carolina
Pennsylvania
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
Washington
Wyoming
Retirement Details
Your Date of Birth
Your Retirement Date
Longevity Age
Spouse Retirement Details
Spouse Date of Birth
Spouse Retirement Date
Spouse
Longevity Age
Spending Strategy
Smile Spending
Fixed Spending
Dynamic Spending
Annual Expenses
$
Estimate
Withdrawal Strategy
Tax-Deferred Investments
Taxable Investments
Roth Conversion
Target Tax Bracket
None
10% Tax Bracket
12% Tax Bracket
22% Tax Bracket
24% Tax Bracket
32% Tax Bracket
35% Tax Bracket
Start Year
End Year
Tax Minimizer
Target Tax Bracket
None
10% Tax Bracket
12% Tax Bracket
22% Tax Bracket
24% Tax Bracket
32% Tax Bracket
35% Tax Bracket
Start Year
End Year
Retirement Income Buckets
Cash & Equivalents
Savings, CDs, Money Market, Treasury Bills
Current Value
$
Annual Growth Rate
%
Invest Excess Cash
$
Taxable Investments
Taxable brokerage accounts
Current Value
$
Annual Growth Rate
%
Bond Allocation
%
Capital Gains Cost Basis
%
Tax-Deferred Investments
401k, 403b, 457b, IRA, SEP, SIMPLE IRA
Current Value
$
Annual Growth Rate
%
Bond Allocation
%
Tax-Free Investments
Roth: 401K, 403b, 457b, IRA, SIMPLE IRA
Current Value
$
Annual Growth Rate
%
Bond Allocation
%
Social Security
Full Retirement Age Benefit
$
Starting Date
Pension
Monthly Benefit
$
Starting Date
Survivor Benefit
%
COLA Adjustments
Employment
Full or part-time employment
Annual Income
$
Annual Raise
%
Starting Date
Ending Date
Spousal Income Buckets
Tax-Deferred Investments
401k, 403b, 457b, IRA, SEP, SIMPLE IRA
Current Value
$
Annual Growth Rate
%
Bond Allocation
%
Tax-Free Investments
Roth: 401K, 403b, 457b, IRA, SIMPLE IRA
Current Value
$
Annual Growth Rate
%
Bond Allocation
%
Social Security
Full Retirement Age Benefit
$
Starting Date
Pension
Monthly Benefit
$
Starting Date
Survivor Benefit
%
COLA Adjustments
Employment
Full or part-time employment
Annual Income
$
Annual Raise
%
Starting Date
Ending Date
Assumptions
Extra Expenses
Extra Savings
Other Income
Run Analysis
Save Session
Monte Carlo Stress Test
Social Security Maximizer
Retirement Expenses Estimator
Gross Annual Income
$
Total Taxes
$
Annual Savings
$
Temporary Expenses
$
Plan Assumptions
Bond Yield
%
Dividend Yield
%
Investment Account Fees
%
Annual Spending Reduction
%
General Inflation Rate
%
Social Security COLA
%
Pension COLA
%
Additional Social Security Scenarios
Enable scenarios
Extra Pre-Retirement Savings
Cash & Equivalents
$
Taxable Investments
$
Tax-Deferred Investments
$
Tax-Free Investments
$
Spousal Tax-Deferred Investments
$
Spousal Tax-Free Investments
$
Extra Post-Retirement Expenses
Description
Annual Amount
$
Start Year
End Year
Description
Annual Amount
$
Start Year
End Year
Description
Annual Amount
$
Start Year
End Year
Description
Annual Amount
$
Start Year
End Year
Description
Annual Amount
$
Start Year
End Year
Description
Annual Amount
$
Start Year
End Year
Description
Annual Amount
$
Start Year
End Year
Description
Annual Amount
$
Start Year
End Year
Other Income
Description
Amount
$
Start Year
End Year
Target Bucket
Cash & Equivalents
Taxable Investments
Tax-Deferred Investments
Tax-Free Investments
Spouse Tax-Deferred Investments
Spouse Tax-Free Investments
Description
Amount
$
Start Year
End Year
Target Bucket
Cash & Equivalents
Taxable Investments
Tax-Deferred Investments
Tax-Free Investments
Spouse Tax-Deferred Investments
Spouse Tax-Free Investments
Description
Amount
$
Start Year
End Year
Target Bucket
Cash & Equivalents
Taxable Investments
Tax-Deferred Investments
Tax-Free Investments
Spouse Tax-Deferred Investments
Spouse Tax-Free Investments
Description
Amount
$
Start Year
End Year
Target Bucket
Cash & Equivalents
Taxable Investments
Tax-Deferred Investments
Tax-Free Investments
Spouse Tax-Deferred Investments
Spouse Tax-Free Investments
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