A 2024 CNBC/SurveyMonkey report found that more than half of Americans feel behind on their retirement planning. IncomeWize was created to help close this gap with a comprehensive no-cost planning tool that is accessible to all—because retirement planning should never feel expensive or out of reach. Today, IncomeWize helps current and future retirees gain the clarity and confidence needed to make informed decisions about their financial future.
What began as personal retirement questions and a simple spreadsheet grew into IncomeWize, a powerful, full-featured resource designed to build financial confidence in retirement planning and make it accessible to all.
Privacy is central to the experience. Users can explore retirement scenarios and gain insight without unnecessary data collection, storage, selling or sharing of your data. IncomeWize requires no registration, allowing the site to be used anonymously.
IncomeWize is completely independent and has no ties to financial institutions, investment providers, or outside organizations. This independence allows the focus to remain where it belongs: helping people make informed retirement decisions.
IncomeWize was built from the ground up to keep operating costs low through cost-effective hosting and volunteered engineering time. This structure supports long-term sustainability while keeping the service free and widely accessible.