Retirement Calculators & Tools

Quick answers and practical insights for common retirement-planning questions.

Cash Reserve Estimator

Example Hold about $120,000 in cash $80,000 spending, $40,000 income, 60% stocks
How much cash should I keep on hand?

Portfolio Rebalancing Calculator

Example Stocks $120,000 over target $1M portfolio at 72/28, target 60/40
What adjustments should I make?

Investment Fee Drag Calculator

Example About $262,000 over 20 years $500,000 at a 1% fee vs. 0.05%, 6% return
What is my fund's fee really costing me?

RMD Calculator

Example Take out at least $20,326 $500,000 IRA, age 75
How much do I need to take from my IRA?

Inherited IRA Calculator

Example $11,364 this year, empty by 2034 $400,000 IRA, parent died in 2024, heir born 1975
Do I have to empty my inherited IRA ?

Want the whole picture?

Use these tools for quick answers. Use the planner to build, test, and explore your complete retirement plan.

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