AI Access (MCP)

Connect your saved retirement plan to your own AI assistant. Your AI does the talking; IncomeWize does the math.

What is AI Access?

AI Access lets you connect a saved retirement plan to an AI assistant that supports the Model Context Protocol (MCP). MCP is an open standard that lets AI assistants use outside tools and data instead of relying only on what you type into the chat.

Once connected, paste your IncomeWize saved-plan bookmark into the chat and ask questions naturally. Your assistant handles the conversation and reasoning; IncomeWize runs the retirement calculations.

What you need

You need an IncomeWize saved-plan bookmark. New bookmarks include a required key your assistant needs to use the IncomeWize MCP. If your bookmark predates AI Access, open the plan and save it again to create a new bookmark with the key.

Connect your AI assistant

1
Save your plan

Create an IncomeWize bookmark containing your retirement plan.

2
Connect your assistant

Run the setup command or follow the steps below for your compatible AI assistant.

3
Share your bookmark

Paste the complete bookmark into the chat and start asking questions.

Claude.ai
  1. Open Claude.ai and go to Customize → Connectors.
  2. Click + and select Add custom connector.
  3. Enter IncomeWize as the name and use:
    https://incomewize.com/mcp
  4. Click Add.
  5. In a Claude conversation, click the + button, select Connectors, and make sure IncomeWize is enabled.
  6. Paste your complete IncomeWize saved-plan bookmark into the chat and start asking questions.
Claude Code
claude mcp add --transport http incomewize https://incomewize.com/mcp
Codex
codex mcp add incomewize --url https://incomewize.com/mcp

Any AI assistant that supports remote MCP may be compatible. The commands above are for assistants tested with IncomeWize. You may need to restart you AI Assistant after configuring the IncomeWize MCP.

What you can do

  • Have your AI Assistant analyze your plan using Straight-Line or Monte Carlo projections.
  • Compare what-if scenarios with your plan.
  • Review plan assumptions, cash flow, taxes, and potential risks.
  • Explore Social Security claiming ages and lifetime benefits.
  • Review Roth conversions, RMDs, and potential Medicare surcharges.
  • Ask for an updated bookmark when you want to keep a change.

Things to try

  • Review my retirement plan using the IncomeWize MCP: <bookmark>.
  • Is my retirement plan on track?
  • What if I retire two years earlier?
  • What happens if we spend $10,000 more per year?
  • When does my portfolio reach its lowest point?
  • Which Social Security claiming ages maximize lifetime benefits?
  • Show me cash flow and give me your analysis.

Frequently asked questions

IncomeWize does not charge for MCP access. Your AI provider may have its own usage limits or fees.

Any AI assistant that supports remote MCP may be compatible. The setup instructions above are for assistants tested with IncomeWize.

IncomeWize provides the plan data and performs the calculations, while your AI assistant explains and summarizes the results. AI responses can vary, so double-check important numbers against your plan, especially before making a financial decision.

Your bookmark is your saved plan. IncomeWize does not store it. When you ask your assistant to change the plan, it returns a new bookmark containing the updated plan. Your old bookmark still works and continues to contain your original plan.

Bookmarks created before AI Access was introduced do not contain a required key. Open the plan and save it again to create an updated bookmark.