Cash Flow Map
See how money flows into and out of your retirement plan with an interactive visual breakdown.
- Income and withdrawals on the left
- Expenses, taxes, and healthcare on the right
- Explore any year with the slider
Income, Year by Year
See where your retirement income comes from and how it changes over time.
- Social Security, pension, employment, and passive income
- Withdrawals from savings and investments
- Interest and dividend income
- Annual taxes alongside income
Cash Flow Table
Get a complete year-by-year breakdown of your income, withdrawals, expenses, and cash flow.
- Income and withdrawals
- Expenses, taxes, and healthcare costs
- Surplus or shortfall against target spending
- Annual withdrawal rates
Year-by-Year Action Plan
The action plan spells out what happens in each year.
- Every withdrawal and where it came from
- Detailed breakdown of estimated taxes
- Projected year-end savings balances
Explore More Features
Tax Planning
Roth conversions, withdrawal order, and every tax in every year.
Social Security
Check 700+ claiming strategies for the highest lifetime benefit.
Stress Testing
Run your plan through 1,000 simulated retirements.
Risk Radar
Rates the common risks in your plan Low, Moderate, or High.
Healthcare
Medicare premiums, IRMAA, HSAs, and long-term care.
What-If Explorer
Test a change next to your current plan.
Empower yourself to achieve financial well-being.
Build a detailed, year-by-year retirement plan in about 30 minutes. Free, and no signup required.