Medicare Premiums and IRMAA
Get personalized Medicare cost estimates based on your income and retirement plan.
- Medicare Parts A, B, and D premiums
- Income-based Medicare surcharges (IRMAA)
- Customizable out-of-pocket expenses
Track Healthcare Costs Over Time
See how healthcare expenses change throughout retirement and impact your overall spending.
- Projected healthcare costs year by year
- Pre-Medicare coverage costs before age 65
HSAs and Long-Term Care
Include Health Savings Accounts and long-term care expenses for a more complete retirement plan.
- Use HSA funds for eligible medical expenses
- Plan for potential long-term care costs
- See total lifetime healthcare expenses
Explore More Features
Cash Flow
See where each year's money comes from and where it goes.
Tax Planning
Roth conversions, withdrawal order, and every tax in every year.
Social Security
Check 700+ claiming strategies for the highest lifetime benefit.
Stress Testing
Run your plan through 1,000 simulated retirements.
Risk Radar
Rates the common risks in your plan Low, Moderate, or High.
What-If Explorer
Test a change next to your current plan.
Empower yourself to achieve financial well-being.
Build a detailed, year-by-year retirement plan in about 30 minutes. Free, and no signup required.