Make the Most of What You Leave Behind
See how your retirement savings could translate into an inheritance for your heirs.
- Compare your ending investments with what your heirs could inherit
- See how your savings are distributed across different investment types
- Understand how taxes and costs reduce your net inheritance
Understand the Taxes Behind Your Legacy
Explore how taxes and costs affect inherited retirement savings and how decisions today could influence what your heirs receive.
- Estimate heir income taxes on IRAs, 401(k)s, and HSAs
- See how Roth savings can pass to heirs income-tax-free
- Explore how Roth conversions could reduce your heirs' future tax burden
Explore More Features
Cash Flow
See where each year's money comes from and where it goes.
Social Security
Check 700+ claiming strategies for the highest lifetime benefit.
Tax Planning
Roth conversions, withdrawal order, and every tax in every year.
Stress Testing
Run your plan through 1,000 simulated retirements.
What-If Explorer
Test a change next to your current plan.
Risk Radar
Rates the common risks in your plan Low, Moderate, or High.
Healthcare
Medicare premiums, IRMAA, HSAs, and long-term care.
All Features
Everything the planner does, on one page.
Empower yourself to achieve financial well-being.
Build a detailed, year-by-year retirement plan in about 30 minutes. Free, and no signup required.